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8   INSURANCE AT PINEY WOODS.

SCHEDULE RATING AT PINEY WOODS.

THREE weeks ago a pimply-faced young snipe from Atlanta with blonde hair come to Piney Woods to apply schedule rating to the town. Iie wore the latest thing in flannel shirts, saddle leather shoes and a mulatto colored belt half a foot wide. He reported to Pikey Bill Thompson, the agent cf the trust, what he come for. Bill hadn't heard anything about it and as he had bcen claiming to be High Mucky Muck of the trust here, he sent off a telegram to the Grand High Mucky Muck at Atlanta to know if it was O. R. He said it was and that young Pimples represented the trust, and would learn Bill all about schedule rating. That was where Atlanta fell down. It would take a steam auger to let light into Pikey Bill's brains. Young Pimples explained the schedule to Bill and showed him how after the basis rate was fixed he went to work and put piazzas up about it and built dormer windows on and called 'en' " deficiency charges." He said that by schedule rating every man could control his own rate, so that you could wake up in the morning under an iron-clad trust rate of 4.50 and by putting in a lot of tin shutters, water buckets, trap doors, and hose pipe you could go to bed at night with the trust offering a bonus of ten dollars and sheding tears to be allowed to carry your risk free gratis. And Bill believed him because the telegram from Atlanta had scared him so that he had got sober and wasn't really himself. So lie called a meeting of


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