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30   INSURANCE AT PINEY WOODS.

proud and insolent capitalistic combination he would do without insurance. He had no property himself, but he would fearlessly express the some views if he did have

COL. BOWIE, OF THE PINEY WOODS BAR.

any. His idea was for the business men to form a mutual company without capital. Members could sign a pledge agreeing in case of a loss to make up so much

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