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46   INSURANCE AT PINEY WOODS.

bling along for pretty nigh an hour. All that time the

preacher was trying to get something good out, and we set there and thought, trying to get some good out. But

you couldn't draw anything good out of old Nace's life with a corkscrew. He was a rich man but he never carried a dollar of life insurance. We went to him once

and tried to persuade him.

"You are rich," we said, " and you can afford to carry

some assessment life insurance."

" No," says he, I ain't rich enough to afford that."

He was fifty-eight years old then and we offered to put him in at rates equal to about age thirty-four. We intended to put him into an association that was pretty shake), then and which did go to pieces soon afterwards. Of course it was not exactly right, but we thought the association was good enough for the low rate and we wanted to give him a chance to be decent. But he laughed at us.

He did take out a $Io,000 policy in a high stepper and got 70 per cent rebate. He dropped the policy at the end of the first year because he said he was making money by quitting ahead of the company. " If I kept on and lapsed next year," he said, "the company might make money on the lapse."

The size and the shapes of old Nace's meanness would have brought the blush of shame to all the crazy-quilts exhibited at the Spruce County Agricultural and Mechanical Association's annual fair. But the Baptist church people sung hymns and preached over him for an hour and fourteen minutes.

If old Nace's soul got into heaven you can bet it went in through the keyhole.


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