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INSURANCE AT PINEY WOODS.   63

and that he was an actuary sent down by the insurance commissioner to examine the Farmers. Bro. Logsden told him he was sick and was just thinking of shutting up his office for the day and the actuary said it was all right, next morning would suit him just as well as he was working by the day and not by the piece. When he had went out Bro. Logsden cut across the block through the tin shop and cone to see us. And he was pretty badly rattled. Ile said he wasn't afraid of Paulhamus, but he didn't know what an actuary was and he didn't want to make any break before he found out. We admitted frankly that we had no personal knowledge of actuaries, though of course we knew theoretic-ally all about them. That they was to life insurance companies what a doctor was to a family. Sometimes when the company was sick it sent for the actuary, sometimes when the neighbors suspicioned measles or small-pox they set the town doctor on to calling at the house so that he could nose out if it was so. This Paulhamus, we says, is an actuary doctor sent here may-be on a smelling expedition. Maybe the insurance commissioner has been bribed, or some other company has started talk about the Farmers. But what does he do

asked Bro. Logsden, and we told him that the actuary would just find out if the company was all right.

"I can tell the commissioner that myself," says Bro. Logsden; " what does he want to send a stranger here for?"

"The actuary," we explained, "tells the commis-


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