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INSURANCE AT PINEY WOODS.   I03

Well Berry Bros. figured up that since they had been in business they had paid the insurance companies about $9,00o for premiums, not counting compound in-

terest, and had never got anything back. Col. Bowie

built up a claim for smoke damage of $3,325.42, which would allow him $500 fees, ourself $250 for expert adjusting help, which would leave Berry Bros. $1.275.42 over Ind above their bank paper. The companies involved was the very best and tightest in the trust, amply able to pay, without considering what they owed to the standing and faithfulness of old patrons like the claimants.

People that bank on the justice and liberality of these horny-hided, blood-sucking corporations can get better action for their money in playing lottery tickets. When the adjusters come, two shaved-lip young fellows that appeared to look tired and haughty, they asked whether the smoke damage was caused by segar smoke or regular fire smoke. They said the cloaks handed to them seethed to smell sweet and new and one of 'ern asked Mr. Rawson Berry if there was any other dry goods man in the town who would be satisfactory to him to smell and pass on the cloak. Ben \Vinfree, five doors down, belongs to the Baptist church with Berry Bros. and so Rawson says Winfree would do. It looked like a cinch for Rawson because Ben \Vinfree had had smoke dam-age himself.

"Just come down with me, then, Mr. Berry," says the adjuster with gold-rim goggles, and they went out together. Ben Winfree takes a smell of the cloak, says, "It's pretty strong of smoke."

"Can the smell he got out, Mr. Winfree?" asks young goggles.

"Yes," says Ben.   If you could hang it out on a


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